Habitat partners with families interested in homeownership, generous donors and volunteers to build decent affordable housing in our mid coast Maine service area.
To be eligible for a new Habitat home you must:
- Earn no more than 80% of the area median income.
- Currently live in substandard housing (examples include structural, electrical or plumbing problems causing health and safety risks, unsafe location, very high costs, or limited space for the size of the family)
- Be able to qualify for and pay back an affordable mortgage.
- Be willing to partner with Habitat to build your home, including performing 200 hours of volunteer labor per adult in the household
Habitat requires a minimum credit score of 640. If your score falls below 640, we encourage you to contact Coastal Enterprises, Inc which can provide information and guidance aimed at helping you raise your score. CEI is located in Brunswick and can be reached at 504-5900.
We require all applicants to take the Maine HoMEworks course, a program created especially for first-time home buyers in Maine. We urge you to enroll in this course at your earliest convenience. The ten hour program will help you prepare for the process of buying a home, even if you decide not to apply for a Habitat home. This homeownership education course is offered by Coastal Enterprises, Inc. at various times and locations throughout the Midcoast area. You may access the schedule for this program at www.Mainehomeworks.org or by calling CEI at 504-5900.
To learn more about applying for a new home, call us at (207) 504-9332 or email adam@habitat7rivers.org.